Cell Phone Insurance…

All (most) phone companies companies outsource their insurance to a company called Asurion at $8 a month to you with a $100 deductible if something happens to your phone.  Many people have reported very bad issues dealing with this company.  Not to mention you and up spending double monthly and double the deductible as going direct to your own company.  Check to make sure your home or renters insurance does not have coverage for your phone.  If they do not then try this company: Worth Ave Group – http://www.worthavegroup.com